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The Dombivli Nagari Sahakari Bank Limited (DNS Bank) was formally established on September 6, 1970, in the town of Dombivli, located in the Thane District of Maharashtra. Operating initially as a local cooperative institution, the bank steadily grew its presence and business, achieving the prestigious status of a 'Scheduled Bank' as conferred by the Reserve Bank of India (RBI) in 1996. Today, DNS Bank functions as a Multi-State Scheduled Urban Cooperative Bank, regulated by the RBI, which classifies it as a member-owned, private-sector entity within the larger cooperative banking structure of India.

The bank holds a notable position in the Indian financial system, primarily within the cooperative sector, where it is ranked among the top 15 cooperative banks in the country. Its significance is further amplified by its pioneering adoption of technology: DNS Bank was the first cooperative bank in India to launch mobile banking services. Having implemented Core Banking Services in 2006 and being live on the Unified Payments Interface (UPI), the institution is recognized for leveraging technology to expand its offerings. The bank operates a network of branches across multiple districts and states, primarily serving its base in Maharashtra.