knowmyifsc.com

The Kalupur Commercial Co-operative Bank Limited (TKCCBL) was founded in a post-nationalization era, being formally registered on October 9, 1970, and commencing operations in December of that year. The bank was a direct response to the credit vacuum experienced by small traders and industrial units in Ahmedabad following the nationalization of major commercial banks in 1969. Promoted by the Ahmedabad Grain Merchants' Association, the institution was initially designed to serve the needs of grain merchants under the leadership of its first chairman, the late Shri Baldevbhai Dosabhai Patel. A pivotal moment in its history came with the amalgamation of three sick institutions—Vikram, Standard, and Royal Co-operative Banks—with the Kalupur Bank between 1991 and 2006, a series of actions aimed at stabilizing the co-operative banking sector and protecting depositors' interests.

The bank operates today as a Multi-State Scheduled Co-operative Bank (MSCSB), a status it achieved in 1995, following its designation as a Scheduled Bank by the Reserve Bank of India (RBI) in 1988. This Scheduled Bank designation was a significant early achievement, placing it among a select group of co-operative banks in the country at the time. Within the Indian financial system, TKCCBL holds a significant position as a moderate-sized Urban Co-operative Bank (UCB), particularly due to its strong and stable presence in Gujarat, where it has historically secured a number-one ranking among UCBs in terms of business. With its operations primarily focused on Gujarat, the bank emphasizes lending to the MSME and retail segments, and its successful mergers and consistent status as a well-managed entity have made it a notable reference point within India’s co-operative banking structure.