1. Acceptance of Terms

By accessing and using the KnowMyIFSC.com website, you accept and agree to be bound by the terms and provisions of this agreement. These terms apply to all visitors, users, and others who wish to access or use the Service.

2. Accuracy and Use of Data

• **Data Source:** All financial data, including IFSC codes, MICR codes, branch addresses, and phone numbers, are sourced from official public domain records provided by the Reserve Bank of India (RBI).
• **Disclaimer of Warranty:** The Service is provided "as is" and "as available." We do not make any guarantees regarding the accuracy, completeness, or reliability of the IFSC data.
• **User Responsibility:** You acknowledge and agree that **it is your sole responsibility to verify all financial details directly with your respective bank before initiating any electronic fund transfers (NEFT, RTGS, IMPS).** We shall not be liable for any errors or damages resulting from the use of incorrect information.

3. Intellectual Property

The content, features, and functionality of the Service (excluding the raw IFSC data which is public domain) are and will remain the exclusive property of KnowMyIFSC.com. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of KnowMyIFSC.com.

4. Limitation of Liability

In no event shall KnowMyIFSC.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of the Service; (ii) any conduct or content of any third party on the Service; (iii) unauthorized access, use, or alteration of your transmissions or content.